Specialist Mortgage Group is the parent company behind Y3S and Chaseblue, bringing together some of the UK’s most respected specialist finance brands under one vision: finance that flows.
For more than 25 years, the Group has operated exclusively in complex and non-standard lending. It was created to address a persistent challenge in the market – the friction, inconsistency, and delay that too often define specialist mortgage journeys.
The mission is simple: remove those barriers and replace them with clarity, certainty, and momentum.
Continual investment in technology, automation, and people underpins everything the Group does. This approach simplifies how specialist mortgages are structured, assessed, and delivered, optimising outcomes for brokers and customers alike while maintaining the highest regulatory and compliance standards.
Across its operating brands, this model is delivered directly to brokers and customers. Specialist expertise, exceptional service, and technology-led execution combine to create a seamless application journey from first enquiry through to completion – ensuring finance that truly flows.
The ambition is clear: to set a new benchmark for specialist lending in the UK by making complex mortgage solutions faster, more consistent, and more accessible for all.
Our Brands
Platinum Feefo Rating
You can trust us to look after your clients and keep you updated every step of the way – and you don’t have to just take our word for it.
Our Platinum Feefo rating – for 7 consecutive years – shows just how far our exceptional service goes and know-how reaches.
What makes our finance packages flow?
The people who make it possible
You can count on a dedicated account manager, your single point of contact. They’ll take ownership of your cases from start to finish, so you won’t be passed from pillar to post.
And our deep experience and flexibility means we’ll get over any challenges along the way.
Industry Leading
5/5
Feefo Rating — Platinum, 6 years running
Technology that gives you the edge
Our unique, advanced technology and AI-driven processes that we have built inhouse make specialist finance faster, smarter and more efficient. From intelligent case management and automated onboarding checks through to streamlined application processing, we help reduce delays, improve accuracy and keep cases moving.
Combined with deep specialist expertise and proactive support, our systems help your customers receive the funds they need quickly — while giving you full visibility and confidence throughout the journey.
SMARTER TECHNOLOGY
FASTER DECISIONS
giving brokers and customers a quicker, smoother journey
The process built around you
Your dedicated point of contact takes ownership of your case from enquiry through to completion, proactively managing every stage to keep applications progressing smoothly and efficiently.
Supported by our in-house technology and specialist expertise, our team works quickly to overcome challenges, maintain momentum and deliver the best possible outcome for both you and your customer.
Commission is paid within 24 hours, meaning you get paid before we do. And for added peace of mind, your commission remains protected even if ours is ever clawed back.
Fast Payments
24 HOURS
No clawback
Extraordinary service as standard
By combining advanced technology with dedicated specialist support, we deliver a service experience that is faster, smarter and more proactive at every stage of the journey.
The result is a seamless process for brokers and their customers, built around speed, communication and consistency — delivering the exceptional standards of service that continue to earn industry-leading customer satisfaction and Platinum Feefo recognition.
TECHNOLOGY & EXPERTISE
WORKING TOGETHER
Creating a seamless experience for brokers and customers